Our most used model in the marketplace
Using alternative data to boost credit performance
Newest model optimized for unsecured lending
The latest tri-bureau credit scoring model attributes
Better predictive ability among sought-after borrowers
Unlock mortgage opportunities for millions of new borrowers
Drive success in auto lending
Discover more credit-worthy borrowers
Give consumers access to their VantageScore credit scores
Accelerate growth and engagement
Utilizing VantageScore for securitization
Enabling lenders to provide fair and accurate credit scores
Driving inclusion through innovation
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Market adoption of VantageScore
VantageScore's annual model assessments
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Transforming the way consumer lenders work
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The Upside of Converting to VantageScore 4.0
During a period of economic volatility, lenders and fin-techs are seeking ways to improve risk management while growing loan portfolios. By implementing and using VantageScore 4.0 for loan decisions, both can be accomplished in a safe and sound way.
MarketGain produces detailed, geographically specific, information tailored to a lender’s strategy and footprint. Reports provide data about the increased addressable market that is newly available after implementing VantageScore 4.0.
Aggregated total lendable dollar amounts
Fair lending breakdowns and ethnicity data
Product specific opportunity breakdowns within an institution's footprint across counties and states
Overall totals of newly scorable consumers segmented into score bands (600-700) that were previously "invisible" with conventional models
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