Our most used model in the marketplace
Using alternative data to boost credit performance
Newest model optimized for unsecured lending
The latest tri-bureau credit scoring model attributes
Better predictive ability among sought-after borrowers
Unlock mortgage opportunities for millions of new borrowers
Drive success in auto lending
Discover more credit-worthy borrowers
Give consumers access to their VantageScore credit scores
Accelerate growth and engagement
Utilizing VantageScore for securitization
Enabling lenders to provide fair and accurate credit scores
Driving inclusion through innovation
How our data drives financial inclusion
Market adoption of VantageScore
VantageScore's annual model assessments
Implementation resources at your fingertips
Transforming the way consumer lenders work
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VantageScore is transforming the way consumer lenders work.
Our case studies showcase how leading financial institutions are using VantageScore's advanced credit scoring model not just to enhance predictive precision, but to grow portfolios and improve business processes. By integrating alternative data sources and employing modern analytics, VantageScore enables lenders to score millions of previously unscorable consumers - many of whom are creditworthy but missed by legacy models.
The outcome is not only broader credit inclusion, but also marked improvements in predictive accuracy, resulting in finer risk segmentation and more profitable lending decisions. These real-world examples prove that greater financial inclusion can go hand in hand with enhanced model performance and stronger business results.
Dive in below to see the value VantageScore brings to our lender partners.
Machine Learning Technology + Trended Credit Data = Score 33 Million More U.S. Consumers
All the Benefits of VantageScore 4.0 + Bank Data = Over 10% Predictive Lift
Innovative and Proprietary GAIN Attributes™ Generate Insights Beyond Traditional Scoring Inputs